Privacy Policy

DeygoEarn (“DeygoEarn”, “we”, “us”) operates a task-and-rewards platform that lets users in Nigeria complete offers, surveys, and small tasks in exchange for real naira paid into an in-app wallet. This policy explains what information we collect, why, and who we share it with.

We collect the following categories of information directly from you or automatically:

• Account information: email address, username, display name, and password (your password is managed entirely by Firebase Authentication — we never see or store it ourselves).
• Identity verification (KYC): your BVN or NIN (Bank Verification Number or National Identification Number), used once to verify your identity before you can withdraw funds. See Section 4 for how this is handled.
• Financial information: your in-app wallet balance, transaction history, withdrawal requests, and bank account details you provide for payouts (processed through Paystack — see Section 5).
• Referral and network information: your referral code, who referred you, and who you've referred, used to calculate referral bonuses.
• Device and usage information: your IP address, general device type, and activity within the app (tasks viewed, offers completed, pages visited), used for fraud prevention and to show you relevant tasks.
• Task and offer completion data: which third-party offers or surveys you complete, and the reward amount, shared with us by our task-vendor partners (see Section 5).

• To create and manage your account, and verify your identity before allowing withdrawals.
• To credit your wallet when you complete a real, verified task or offer.
• To process withdrawal requests to your bank account.
• To detect and prevent fraud, duplicate accounts, and abuse (including checking whether your BVN/NIN has already been used on another account, and screening signups for high-risk network activity).
• To calculate and pay referral and network bonuses.
• To communicate with you about your account, transactions, and app updates.

We do not store your raw BVN or NIN. When you verify your identity, we generate a one-way cryptographic hash of the number and store only that hash, together with a record that it has been used, so that the same BVN/NIN cannot be used to open more than one account. Where a verification partner is configured, the number itself is sent to that partner only for the purpose of confirming it matches your name, and is not retained by us afterward.

We share limited information with the following categories of third parties, strictly as needed to run the service:

• Firebase (Google): authentication (sign-up/sign-in) and, internally, secure storage of your account data.
• Task and survey vendors: when you view or complete an offer, we share a unique identifier for your account (never your name, email, or BVN/NIN) so the vendor can confirm your completion and report the reward back to us.
• Paystack: your bank account details and withdrawal amount, solely to process a payout you've requested.
• Bigisub: your phone number and airtime/data purchase details, solely to deliver an airtime or data purchase you've requested.
• Identity and fraud-prevention partners (Ninja/boucloud.io for BVN/NIN checks, IPQualityScore for signup risk screening): the minimum information needed to perform that specific check.

We do not sell your personal information to anyone.

We retain your account and transaction information for as long as your account is active, and for a reasonable period afterward as required for fraud prevention, dispute resolution, and legal or regulatory obligations.

Under Nigeria's Data Protection Act, you have the right to request a copy of the personal information we hold about you, request correction of inaccurate information, and request deletion of your account, subject to our legal obligation to retain certain financial and fraud-prevention records. To make a request, contact us using the details in Section 9.

DeygoEarn is not directed at, and may not be used by, anyone under 18 years old — identity verification (BVN/NIN) and real financial withdrawals require legal capacity that minors do not have in Nigeria.

Questions about this policy or your data can be sent to chillaryvictor@gmail.com.

We may update this policy from time to time. Material changes will be reflected by an updated “Last updated” date at the top of this page.